The United States Automobile Association (USAA) is an organization that offers banking and investment services and insurance products to U.S. military service members and their families. USAA business insurance includes several different types of policies that can...
Professional liability insurance helps protect you from paying out of pocket for legal, settlement, and judgment costs if somebody accuses your business of making a mistake that harms them or causes them to lose money. The cost of professional liability insurance...
Introduction No matter what industry you are in, there is always a chance that an unforeseen event will negatively affect your business. Taking precautionary measures and choosing an insurance policy that covers your unique business insurance needs can help mitigate...
Whether you are a marketing consultant, help businesses develop their team's leadership skills, or provide any other consulting service, you should understand the importance of business consultant insurance. Experts who advise companies on implementing best practices...
Introduction Businesses of all sizes can be vulnerable to data breaches and cyberattacks, even with technological and physical protective measures in place. While not all data breaches are intentional, hackers use cyberattacks to steal, alter, expose, or destroy...
A cleaning business can be a lucrative startup venture. Households, businesses, and government agencies look for cleaning services and are willing to pay well for them. But before you start a cleaning-based business, make sure you understand the risks, including...
It is extremely important for individuals running a handyman service to protect themselves and their businesses with the appropriate insurance coverage. Handyman insurance covers risks associated with work performed at a client’s premises, such as accidents resulting...
If you're an entrepreneur or small business owner operating out of your home, you understand the importance of protecting your venture. In this blog, we'll delve into the intricacies of home business insurance, shedding light on crucial aspects such as cost, coverage,...
Overview Stop-gap coverage is a type of insurance that protects employers who operate in states that do not allow them to purchase workers’ compensation insurance from private insurers. These states are known as monopolistic states, and they include North Dakota,...
In today's uncertain financial landscape, protecting your company's financial assets is more important than ever. Fortunately, FDIC insurance plays a crucial role in this process, acting as a reliable shield for your business finances. In this blog, we'll help you...
An insurance endorsement is a legal modification of the insurance contract that changes the coverage offered by the policy. It can also be known as an insurance rider, which either expands or limits the scope of coverage. Insurance endorsements provide policyholders...
Insurance is a great tool that can help businesses protect themselves against liabilities. When thinking about what insurance you need, most business owners focus on risks directly related to their daily operations, including customer or third-party damages, employee...
A certificate of insurance (COI) is a document that proves that your company has insurance. Clients may request to see your COI before doing business with you. This article explains what a certificate of insurance is, why you need one, how to get one, and how much...
Ensure the security of your food truck business with the right insurance coverage. Finding quality insurance for small business, like food truck insurance, can be challenging. Our research reveals the top 10 food truck insurance companies in 2023, considering factors...
As a general rule of thumb, every business utility and liability need insurance. DJs are no different. DJ equipment costs a lot and can become a burden of sudden damage. Thus, it's ideal to have DJ insurance. But, being a niche industry, having satisfactory, stable,...
Depending on your industry, you need tailored coverage to protect your limited liability company (LLC) from financial loss, lawsuits, third-party claims, and myriad other risks. To help you find the right carrier and coverage, we evaluated several companies that...
Getting from Point A to Point B usually requires a vehicle, and that vehicle needs insurance. You should have protection against accidents, theft, and damage to get true peace of mind. But auto insurance doesn't stop with your personal vehicles. If you operate a car...
Whether you are planning a wedding, a fundraiser, or any other event involving guests and rented property or items, you need to have event insurance to protect you from paying out of pocket for damages or lawsuits. The best event insurance companies provide liability...
The Occupational Safety and Health Administration (OSHA) estimates that employers pay out about $1 billion per week in workers’ compensation costs. It's vital for you to protect your workers and your business. Most states require companies to purchase workers'...
Home insurance protects your home and personal property from damage from unforeseen events such as fire, theft, and storms. It can also help keep you from paying out of pocket for liability claims, such as if someone injures themself on your property and then sues you...
As a painter who paints residential homes, commercial buildings, or both, insurance for your business can keep you protected. You can be wide open to liability, from scaling ladders to teetering in precarious spots on ceilings to covering employees. For example,...
Efficiency is the heartbeat of any successful small business. In a world where time is money and resources are precious, knowing how to increase work efficiency can make all the difference. When your team can accomplish more in less time, you not only improve...
As you're well aware, cybersecurity wasn't on people's minds 20 years ago, but today, cyber crimes and data breaches are all too real. Data breaches can become expensive and can deliver major headaches to everyone involved, whether it's a major government network, a...
QuickBooks Self-Employed, which you may access from a web browser or mobile app, helps track income, expenses, tax information, and more. You can sync your data on both web and mobile app for tasks like tracking mileage. But what if you're looking for different...
Company leaders face plenty of responsibility as they head up an organization. Turning a profit while balancing risk and opportunity can keep things stressful. Added to those challenges is the threat of legal action. Directors and officers (D&O) liability...
As a business owner, you know you need insurance, but the tricky part is knowing the type of insurance you need for your business. Do you need employer's liability insurance or a different type of insurance? What is employer's liability insurance, anyway? This article...