As a painter who paints residential homes, commercial buildings, or both, insurance for your business can keep you protected. You can be wide open to liability, from scaling ladders to teetering in precarious spots on ceilings to covering employees. For example,...
As you're well aware, cybersecurity wasn't on people's minds 20 years ago, but today, cyber crimes and data breaches are all too real. Data breaches can become expensive and can deliver major headaches to everyone involved, whether it's a major government network, a...
Company leaders face plenty of responsibility as they head up an organization. Turning a profit while balancing risk and opportunity can keep things stressful. Added to those challenges is the threat of legal action. Directors and officers (D&O) liability...
If you're in the market for workers' compensation insurance, Pie Insurance should be on your quote list. Pie offers affordable pricing and flexible qualification guidelines. As most Pie insurance reviews indicate, though, one of the best things about the insurer is...
Product liability insurance helps protect a business financially if a customer sues it for harm caused by a faulty or defective product. This article explains what product liability insurance is and how it works, how much it costs (including tips on how to save money...
Errors and omissions insurance (also referred to as E&O insurance or professional liability insurance) helps protect your business if you make a mistake or a client accuses you of negligence or providing inaccurate information. This article explains what errors...
Anyone involved with a new construction project–including contractors, property owners, and architects–should consider getting or asking to be added to a builder’s risk insurance policy to protect their investments. In this article, you will learn all about...
When it comes to insurance, State Farm is the company to beat. It's the top personal insurer, holding more than 9 percent of the total property and casualty insurance market. But competition is good for consumers, forcing the top insurers to keep their rates low and...
If you have a property that no one will live in for a while, you should know what vacant home insurance is, as it helps to protect you from paying out of pocket for potential damages. This article explains how vacant home insurance works, who should have it, and the...
Whether you are a photographer, videographer, or hobbyist, you need comprehensive insurance to cover your costly equipment and shield you from liability claims. Apart from your high-end cameras, you may also need coverage for your computers, vehicles, or drones. If...
Businesses that provide professional services are bound to make mistakes. Professional indemnity insurance can help protect you from financial losses resulting from those mistakes. Read on to learn what professional indemnity insurance is, why it’s important, what it...
As a personal trainer, you're no stranger to helping clients achieve their fitness and nutritional goals. But is your insurance as "fit" as the clients you help? Whether you're not certified or certified by an accredited institution like the American College of Sports...
What Is Food Vendor Insurance? Food vendor insurance helps keep food vendors from paying out of pocket for legal and settlement costs arising from bodily injury or property damage claims, and help cover replacement or repair costs for damaged or stolen...
Tail coverage insurance helps protect your business if a claim gets reported after your policy ends. This article explains what tail coverage is, how it works, who it’s for, its benefits, how much it costs, and the alternative to tail coverage. What Is Tail...
Insurance for pressure washing businesses is essential, as it helps protect business owners from paying out of pocket for expensive accidents or lawsuits. This article explains what business insurance for pressure washing is, how much it costs and factors affecting...
Plumbing insurance encompasses a variety of policies designed to protect plumbers in case something goes wrong on the job. This article details what plumber insurance is, what it covers, how much it costs and factors determining cost, and lists the top plumbing...
Contractors manage projects that come with a high injury risk, such as building construction. If you run a contracting business, general contractor insurance can help protect you against legal action and cover the cost of medical bills and property damage. But before...
Signing up for personal insurance is fairly easy, so why shouldn't business insurance signup be easy too? That's the premise behind biBERK Insurance, a business insurer that's under the Berkshire Hathaway Insurance Group umbrella. How to Get Business Insurance from...
Whether you’re a sole proprietor with no employees or running a franchise with multiple locations and a large staff, business insurance can help protect your company in case the unexpected happens. Liberty Mutual offers business insurance to cover all your bases,...
Bonded vs. Insured Businesses often use their bonded or insured status to advertise their responsibility to prospective customers, but what exactly does it mean for a company to be bonded vs. insured? Simply put, bonding protects your clients from financial loss when...
People management skills are usually in high demand and short supply. If you are a business owner in charge of employees you should look into the skills needed for management. There are lots of ways to not only be there for your staff in times of crisis, but create a...
Sage Business Cloud Accounting is among the most popular online accounting platforms for small businesses. It is easy to use and has helpful features for cash flow forecasting, invoicing, and real-time reporting. Additionally, it offers mobile functionality to help...
An employee offboarding checklist is a handy tool to have as a small business owner. Workers in your company will leave, either voluntarily or involuntarily. With an employee offboarding checklist–sometimes called a “termination checklist”–you won’t skip any part of...
In the dynamic financial landscape, there exists a plethora of financial management software. Making the right choice for your business is a crucial decision. In 2023, two prominent names are Wave and QuickBooks. While both have earned a reputation for streamlining...
The types of employee benefits on the market are vital to understand as a small business owner. The four major ones are insurance, paid time off (PTO), retirement, and additional compensation. There are a few other examples of employee benefits such as remote work,...
Printing payroll checks accurately is important for any business, but especially a small to medium-sized one. Knowing how to make payroll checks correctly and to the letter of the law will save a lot of time, energy, and money in the long run. If you have employees...