Quicken lets you take control of your personal finances by tracking your income and expenses, set up budgets, and create financial goals using easy-to-use tools to manage all of it. Whether you yearn for more options or a different cost, consider these top 10 Quicken alternatives.
- Tiller Money: Best Spreadsheet Budget Tool
- Monarch Money: Best for Couples
- You Need a Budget (YNAB): Best for Budgeting
- PocketSmith: Best for Calendar Budgeting
- CountAbout: Imports from Quicken or Mint
- Moneydance: Traditional Budgeting Software
- Ramsey+: Best for Dave Ramsey Fans
- Banktivity: Designed for Macs Only
- GnuCash: Best for Small Businesses
- GoodBudget: Best for Envelope Budgeting
Quicken vs Alternatives
| Pricing | Trial Plan Options | Features | |
| Tiller Money | $79 per year | 30-day free trial | Tiller Money Feeds, automatic transaction categorization, free templates, and automatic transaction categorization |
| Monarch Money | Monthly: $14.99 per month; Annual: $99.99 per year | 7-day free trial | Unlimited bank connections, collaborators, history of cash flow reports, budgeting, transactions lists, financial goals, tracking of recurring bills, Venmo support, unlimited transaction rules and budgets, custom categories, crypto tracking, property value information through Zillow, Apple card, and customer support |
| You Need a Budget (YNAB) | $99 for the annual plan | 34-day free trial | Annual or monthly plan budgeting app/software program for a computer or mobile device; adjust as needed as you make and spend money |
| PocketSmith | Free option; Fortune: $26.66 per month billed annually and $39.95 billed monthly; Flourish: $166.66 per month billed annually and $24.95 billed monthly; Foundation: $9.99 per month, billed annually and $14.95 billed monthly | Free for the casual budgeter | Automatic bank feeds, email support, unlimited connected banks worldwide, unlimited dashboards, years of projection, and unlimited budgets and accounts |
| CountAbout | Standard plan: $9.99 per year; Premium plan: $39.99 per year | 45-day free trial | Entering transactions and importing QIF files from banks, calculates savings projections 40 years into the future, automatically downloads bank, credit card, and other financial transactions |
| Moneydance | Purchase: $65; Subscribe: $9 | Free trial limited to up to 100 manually entered transactions | Online banking and bill payment, account management, budgeting, investment tracking, and graphs and reports |
| Ramsey+ | Three months: $59.99, at $19.99 per month; Six months: $99.99, at $16.66 per month; 12 months: $129.99, at $10.83 per month | 14-day free trial | Financial Peace University, with in-person or virtual classes, premium budgeting features, financial coaching, on-demand content, free federal tax filing, debt and savings tracker, discounts on Ramsey products, audiobooks and bonus content, and a money assessment |
| Banktivity | Bronze subscription: $49.99 per year ($4.17 per month); Silver subscription: $69.99 per year ($5.84 per month); Gold subscription: $99.99 per year ($8.34 per month) | 30-day free trial | Connects checking, savings, credit cards, assets and liabilities, connects to banks, creates budgets and reports, and creates goals, investments and accounts, real estate, mortgage and loans, tracks accounts in different currencies, and more |
| GnuCash | Free | Free | Double-entry accounting, a checkbook-style registry, scheduled recurring transactions, financial data reports and graphs, statement reconciliation, data and exchange features, and more |
| GoodBudget | Free plan; Plus plan at $8 per month or $70 per year | Free | Sync and share budgets, save for big expenses, pay off debt, create envelopes to plan spending |
10 Best Quicken Alternatives
Alternatives to Quicken don’t get more obvious than Tiller. When you’re ready to plug into the best Quicken alternatives, take a look at the options we’ve curated below.
Tiller Money: Best Spreadsheet Budget Tool
Tiller Money syncs your financial data and accounts to both Google Sheets and Microsoft Excel. All the information stems into a transactions sheet, which helps you build a spending plan and allocates money to certain categories. You can see in a glance all your debts, investments, incomes, and expenses and best of all, you don’t have to do the calculations — you can leave it all up to Tiller Money.
pros
- Great for spreadsheet enthusiasts
- Quick importing
- Free trial
cons
- No mobile app
- Offers a spreadsheet system only
Price
Tiller Money is just $79 per year, and you’ll never see ads or hidden fees.
Plans
Tiller Money offers a foundation template populated with pre-built sheets and Tiller Money Feeds, automatic transaction categorization, free templates, and automatic transaction categorization.
Monarch Money: Best for Couples
Consider Monarch Money if you’re looking for an alternative to Quicken. Monarch Money gives you a clear way to track your account balances, transactions, and investments. It’s easy to work with your spouse or partner to achieve your financial goals by viewing joint reports to understand how you’re coming along.
pros
- Syncs with many institutions
- Customization options galore
- Advanced security, with no direct access to your accounts
cons
- Doesn’t pay bills directly
- Not for passive budgeters
Price
Monthly costs $14.99 per month and Annual costs $8.99 per month ($99.99 billed annually).
Plans
Monthly plans offer unlimited bank connections, unlimited collaborators, unlimited history of cash flow reports, unlimited budgeting, unlimited transactions lists, unlimited financial goals, unlimited tracking of recurring bills, Venmo support, unlimited transaction rules, unlimited budgets, custom categories, crypto tracking, property value information through Zillow, Apple card, and customer support.
You Need a Budget (YNAB): Best for Budgeting
You Need a Budget (YNAB) is a multi-platform budgeting app/software solution for those who prefer the envelope system. YNAB starts with a 34-day trial, with no credit card or commitment required. YNAB allows you to build a budget, add your accounts and expenses, set savings targets, and share your budget with a partner or other loved ones.
pros
- Helps you think through your priorties
- Categorizes your money
- Connects with a wide number of banks
cons
- No bill tracking
- No bill pay
Price
It costs $99 for the annual plan, or $8.25 per month. The monthly plan costs $14.99 per month, plus tax where applicable.
Plans
YNAB offers an annual or monthly plan budgeting app/software program for a computer or mobile device. You give every dollar a job and then adjust as needed as you make and spend money.
PocketSmith: Best for Calendar Budgeting
PocketSmith knows everyone’s life is different, and began as a calendar to plan upcoming income and expenses based on scenarios without a one-sized-fits-all approach to personal finance.
pros
- Free for the casual budgeter
- Offers forecasting tools
- Connects with banks worldwide
cons
- Expensive budgeting option
- Hefty learning curve
Price
Fortune costs $26.66 per month billed annually and $39.95 billed monthly. Flourish costs $166.66 per month billed annually and $24.95 billed monthly. Foundation costs $9.99 per month, billed annually and $14.95 billed monthly.
Plans
Fortune offers automatic bank feeds, email support, unlimited connected banks worldwide, unlimited dashboards, 60 years’ projection, and unlimited budgets and accounts. Flourish offers automatic bank feeds, email support, 18 connected banks from all countries, 18 dashboards, 30 years’ projection, and unlimited accounts and budgets. Foundation offers automatic bank feeds, email support, six connected banks from one country, six dashboards, 10 years’ projection, and unlimited accounts and budgets.
CountAbout: Imports from Quicken or Mint
CountAbout’s uncomplicated features, easy-to-use application offers an online personal budgeting or small business accounting for tracking and managing spending and finances, from your credit card and bank to your 401(k).
pros
- Imports data from Quicken or Mint
- Dedicated team members
- Can plan for your future
cons
- No free plan
- Not a true investment tracker
The standard plan costs $9.99 per year, billed annually. The premium plan costs $39.99 per year.
Plans
The standard plan allows for entering transactions and importing QIF files from banks, and calculates savings projections 40 years into the future. The premium plan allows you to automatically download bank, credit card, and other financial transactions, and all features of the standard plan.
Moneydance: Traditional Budgeting Software
Moneydance, another Quicken alternative, is an intuitive and full-featured personal finance app, keeps your data completely secure and makes financial tasks simple with features like online banking and bill payment, account management, budgeting, investment tracking, and can’t-be-beat graphs and reports.
pros
- Automatically downloads transactions
- Automatically sends payments online
- Categorizes and clenas up downloaded transactions
cons
- No up-to-the minute interface
- Limited mobile app
Price
- Purchase: You can purchase Moneydance one time for $65, which includes a free upgrade to the next major release. You can get Moneydance Plus as a low-cost subscription for $4 monthly or $40 per year.
- Subscribe: You can subscribe for $9 per month or $90 annually, including future updates and unlimited syncing with over 11,000 North American banks.
Plans
Doesn’t offer various plans like other Quicken alternatives.
Ramsey+: Best for Dave Ramsey Fans
Ramsey+ is a membership that includes Financial Peace University and EveryDollar to pay off debt faster and save more money. It also includes Ramsey SmartTax, on-demand courses, exclusive livestream events, and free group coaching.
Pros
- Help with overall money management
- Keep track of every transaction
- Coaching calls about budgeting, investing and “Ask Me Anything” sessions
Cons
- Expensive
- Recurring costs
Price
After a 14-day free trial, you can choose three ways to pay:
- Three months: $59.99, at $19.99 per month; renews every three months
- Six months: $99.99, at $16.66 per month; renews every six months.
- 12 months: $129.99, at $10.83 per month; renews yearly.
Plans
Every plan offers Financial Peace University, with in-person or virtual classes, premium budgeting features, financial coaching, on-demand content, free federal tax filing, debt and savings tracker, discounts on Ramsey products, audiobooks and bonus content, and a money assessment.
Banktivity: Designed for Macs Only
Banktivity offers control of your money with an easy set-up and an accurate picture of your finances to achieve your goals.
pros
- Easy-to-use interface
- Comprehensive features
- Smooth security that covers your bases
cons
- Doesn’t help those who prefer Windows or Android
Price
- Bronze subscription: $49.99 per year ($4.17 per month)
- Silver subscription: $69.99 per year ($5.84 per month)
- Gold subscription: $99.99 per year ($8.34 per month)
Plans
The Bronze subscription works for checking, savings, credit cards, assets and liabilities, connects to banks, creates budgets and reports, and creates goals to pay down debts. The Silver subscription works well for those with investments and accounts like checking, savings, credit cards, investments, retirement, real estate, mortgage and loans.
You can download investment reports and plan for retirement, for example. The Gold subscription goes a step further and allows for tracking accounts in different currencies and downloading cryptocurrencies, for example.
GnuCash: Best for Small Businesses
Free Quicken alternatives are far and few between, but GnuCash could offer a great path. GnuCash, a free open-source accounting software, offers double-entry accounting, a checkbook-style registry, scheduled recurring transactions, financial data reports and graphs, statement reconciliation. GnuCash also offers advanced features and data and exchange features, and more.
pros
- Great for personal budgeting
- Low barrier to entry, including no cost and quick installation
- Many functionalities for many types of accounts and operations
cons
- Multi-user limitations
- Bookkeepers may not be used to GnuCash
Price
Free
Plans
In addition to its main features, it offers small business accounting features, multiple currencies, stock/mutual fund portfolios, online stock/mutual fund quotes and database support. It also imports Quicken QIF files and supports the Open Financial Exchange (OFX) protocol. It also handles internationalized dates and protocols, transaction query, checks, and a mortgage repayment assistant.
GoodBudget: Best for Envelope Budgeting
Another Quicken free alternative, GoodBudget is the internet’s answer to setting aside money in an envelope. You can sync and share budgets, save for big expenses, and pay off debt using GoodBudget. You create envelopes for all your budgeting categories so you can plan your spending. For example, you may want to categorize groceries, utilities, and other bills.
pros
- Can help you get out of debt
- Syncs household budget with iPhone and Android
- Can plan ahead for expenses
- Free version option
cons
- Minimal-featured free version
- Does not connect to actual accounts
Price
You can get a free plan and a Plus plan at $8 per month or $70 per year.
Plans
You get budgeting software based on the envelope method, sharing budgets with your loved ones, saving for big expenses, debt accounts to track your payoff progress and and set aside the amount of money you need to keep everything else afloat.
How We Evaluated Quicken Alternatives
We evaluated each of the companies on our list to consider the benefits, pros, cons, pricing and plans. Additionally, we weighed the differences between each plan, particularly the most beneficial aspects of each Quicken Alternative and why readers might gravitate toward that particular software. We considered its ease of use and whether individuals find it simple to grasp immediately. In addition, we considered Quicken alternatives for Mac, Quicken alternatives to PC, free Quicken alternatives; we were sensitive to pricing for each plan to determine the best Quicken alternatives.
FAQs
What is the best free alternative to Quicken?
There’s no one “best” alternative to Quicken. It depends on your preferences, budget, and specific goals within each program. You want to consider every aspect of each program, not just the most obvious features, such as the cost.
