Learn What Insurance You Need and Who Provides the Best
Insurance is a necessary item for most businesses. Risk is everywhere and you need to mitigate it with the right insurance policies.
Knowledge
Surplus Lines Broker: Understanding the Key Players in Risk Coverage
In the complex world of insurance, certain risks can exceed the boundaries of what standard insurance policies can cover. When faced with such high-risk scenarios, businesses often turn to the expertise of a specialized professional - surplus lines broker. But what...
Understanding Insurance Binders: A Comprehensive Guide
What is an Insurance Binder? An insurance binder is a temporary document that serves as proof of insurance coverage for the business until a formal insurance policy is issued. It is typically provided by an insurance agent or company when a new policy is being...
How Much Business Income Coverage Do You Need?
Almost all of us faced a loss of business income during COVID due to disrupted supply chains and nosediving demand for products and services. Businesses found it hard to retain employees and pay utility bills and rent. But this was an extreme case. Loss of business...
How Much Does Small Business Health Insurance Cost?
Many small-business owners offer health insurance as a way to attract and retain employees. However, they must evaluate the small business health insurance cost for each employee to ensure it’s financially feasible for the business to provide this benefit. Determining...
What Is General Liability Insurance? All You Need to Know
General liability insurance, also known as business liability insurance, offers general insurance protection for small businesses of all types. Many responsible business owners ask the questions, "What is general liability business insurance?" and "What does general...
Renters Insurance Coverage: An Ultimate Guide for Small Business
Anyone who owns a small business needs to understand what kind of policies they need to include in their renters insurance to keep from paying out of pocket for unforeseen damages and losses. This article will take you through everything you need to know about renters...
Latest Articles
What Is Business Crime Insurance?
Commercial crime insurance, or business crime insurance, is designed to protect establishments from financial losses caused by crimes committed by employees or unknown individuals. Such losses are usually not covered by typical commercial property policies. You can...
Tips for Reducing Your Business Insurance Premiums
While commercial insurance is designed to protect your organization’s financial security in certain adverse situations, premiums can get rather expensive. Business owners must purchase several policies to effectively protect their assets by reducing financial...
Understanding Equipment Breakdown Insurance: Protecting Your Business Assets
In business, unforeseen events and accidents can disrupt operations, leading to costly repairs, downtime, and financial losses. Breakdowns can be particularly devastating when it comes to the intricate machinery and equipment that power our industries. Whether you...
Guide to Commercial Property Insurance Deductibles
From destructive fires and severe storms to vandalism and theft, property damage is an unfortunate reality that can bring any business to its knees. Commercial property insurance deductibles play a crucial role in determining the financial responsibility of...
All-Risk Insurance: What It Covers & How Does it Work?
In the dynamic and unpredictable landscape of business, it is crucial to have a safety net that shields you from potential risks and ensures the continuity of your operations. Commercial all-risk insurance offers precisely that. As a business owner, you understand...
Business Interruption Insurance: Exploring the Pricing Factors
Business interruption insurance is a critical component of any organization's comprehensive risk management strategy. It offers a safety net in times of crisis, ensuring businesses can weather the storm and swiftly recover from unexpected disruptions. However, when...
Is Umbrella Insurance Right for Your Business?
As a business owner, it is important that you protect yourself from financial loss arising from unexpected circumstances and legal complications. Unfortunately, adhering to prescribed workplace standards and taking reasonable precautions cannot completely prevent...
How To Get a Certificate of Liability Insurance for Your Business
When it comes to protecting your business and demonstrating your commitment to risk management, obtaining a Certificate of Liability Insurance (COI) is a vital step. A COI serves as proof that your business carries liability insurance coverage and provides essential...