Learn What Insurance You Need and Who Provides the Best
Insurance is a necessary item for most businesses. Risk is everywhere and you need to mitigate it with the right insurance policies.
Knowledge
Business Insurance For Startups: How Much Does It Cost?
The expenses associated with founding a startup include office or store space, tools, equipment, inventory, utilities, advertising, and insurance. It may be tempting to want to skip the cost of insurance, but business insurance is essential for startups. ...
Most Common Types of Commercial Insurance Claims
Running a business comes with its fair share of risks. From property damage to employee injuries, many unforeseen events can disrupt your operations and lead to financial losses. While most business owners fall prey to the optimism bias of 'it won't happen to me,'...
Business Insurance Exclusions: A Complete Guide
Business insurance exclusions are specific provisions within policies that outline risks or circumstances not covered. These exclusions define the limits of coverage and highlight excluded items, events, or situations. They encourage businesses to take preventive...
What Is Business Crime Insurance?
Commercial crime insurance, or business crime insurance, is designed to protect establishments from financial losses caused by crimes committed by employees or unknown individuals. Such losses are usually not covered by typical commercial property policies. You can...
Tips for Reducing Your Business Insurance Premiums
While commercial insurance is designed to protect your organization’s financial security in certain adverse situations, premiums can get rather expensive. Business owners must purchase several policies to effectively protect their assets by reducing financial...
Understanding Equipment Breakdown Insurance: Protecting Your Business Assets
In business, unforeseen events and accidents can disrupt operations, leading to costly repairs, downtime, and financial losses. Breakdowns can be particularly devastating when it comes to the intricate machinery and equipment that power our industries. Whether you...
Latest Articles
Understanding Certificate of Insurance
A certificate of insurance (COI) is a document that proves that your company has insurance. Clients may request to see your COI before doing business with you. This article explains what a certificate of insurance is, why you need one, how to get one, and how much...
Top Food Truck Insurance Companies in 2023
Ensure the security of your food truck business with the right insurance coverage. Finding quality insurance for small business, like food truck insurance, can be challenging. Our research reveals the top 10 food truck insurance companies in 2023, considering factors...
Top 5 DJ Insurance Companies for 2023
As a general rule of thumb, every business utility and liability need insurance. DJs are no different. DJ equipment costs a lot and can become a burden of sudden damage. Thus, it's ideal to have DJ insurance. But, being a niche industry, having satisfactory, stable,...
Best Business Insurance for LLCs in 2023
Depending on your industry, you need tailored coverage to protect your limited liability company (LLC) from financial loss, lawsuits, third-party claims, and myriad other risks. To help you find the right carrier and coverage, we evaluated several companies that...
Commercial Auto Insurance 101: All You Need To Know
Getting from Point A to Point B usually requires a vehicle, and that vehicle needs insurance. You should have protection against accidents, theft, and damage to get true peace of mind. But auto insurance doesn't stop with your personal vehicles. If you operate a car...
The 9 Best Event Insurance Companies in 2023
Whether you are planning a wedding, a fundraiser, or any other event involving guests and rented property or items, you need to have event insurance to protect you from paying out of pocket for damages or lawsuits. The best event insurance companies provide liability...
6 Best Workers’ Compensation Providers in 2023
The Occupational Safety and Health Administration (OSHA) estimates that employers pay out about $1 billion per week in workers’ compensation costs. It's vital for you to protect your workers and your business. Most states require companies to purchase workers'...
Best Home Insurance Companies to Watch Out for in 2023
Home insurance protects your home and personal property from damage from unforeseen events such as fire, theft, and storms. It can also help keep you from paying out of pocket for liability claims, such as if someone injures themself on your property and then sues you...