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Edited by: Kimberlee Leonard
 and Reviewed: Kimberlee Leonard

Best Alternatives for 2023: Our Top Picks

Author: | Oct 13, 2023

Editorial Note: We earn a commission from partner links on Go Sifter Advisor. Commissions do not affect our editors’ opinions or evaluations.

Mint, by Intuit, is a popular budgeting app that helps with expense tracking, cash flow management, financial goal-setting, and more. While it is a great small business accounting software for staying on top of your spending, savings, and investments, you may want to look at some Mint alternatives in the market for several reasons.

If you need to switch to an app with fewer ads, better investment features, or seamless connectivity with banks, we have five of the best Mint alternatives/competitors lined up for you.

  • Personal Capital – Best overall Mint alternative
  • Tiller – Best alternative for those who prefer spreadsheets
  • You Need a Budget – Best alternative for spend management
  • CountAbout – Best alternative for automatic transaction download
  • Quicken – Best alternative for a range of personal, business, and property tools

Before we get into details of Mint alternatives, here’s a summarized information on Mint:

What Is Mint?

Mint is a free finance app with several helpful features for personal money management, including budgeting tools, account aggregation, payment notifications, and investment tracking. Developed by Intuit, Inc., it boasts over 20 million users worldwide. allows you to aggregate your bank accounts, PayPal wallet, and credit and debit cards so that you can view your expenses, savings, and investments on one convenient platform.

The key advantage of Mint is its budget planner. It allows you to customize your budgeting goals and sends alerts when you overspend. Additionally, it can categorize your expenses based on pre-set categories and track the performance of your investments to provide you with a granular picture of your finances.

Mint can also help improve your financial literacy through a host of resources, including educational blogs, financial news articles, investment tips, and loan calculators.

Features of Mint


Mint provides a budget planner with a proposed daily, weekly, or monthly budget, which you can adjust based on your requirements. It also allows you to set up multiple purchase categories, such as ‘groceries,’ ‘rent,’ ‘transport,’ and more, and customize your budget for each category.

Account Aggregation

When you set up your account on, the app prompts you to sync your bank accounts, investments, mortgages, credit and debit cards, and PayPal wallet with the website or app. This feature enables you to aggregate your finances and get a detailed view of your income and expenses.

Expense Tracking

Mint automatically tracks and categorizes your expenses so that you can monitor your spending habits and identify ways to save money.

Alerts and Notifications

You can set up custom notifications to avoid overspending or missing payments. You can also set up alerts for low balance, upcoming bills, interest rate changes, or unusual activity.

Financial Goals

You can set and track your progress on a wide range of financial goals, such as debt repayment, college education, an overseas vacation, and improving your credit score.

Credit Monitoring

Mint conducts soft credit checks and lets you access your credit score so you can monitor your credit health regularly.

Security Protocols

Mint safety features include bank-grade security protocols, such as multi-factor authentication, encryption, and VeriSign for secure data transfer.

Comparison Table of Mint vs Alternatives

 Best forPlatformPricingSecurityMultiple Currencies
MintBudgetingWindows, Android, iOSFree(Paid version available for iOS at $4.99 per month)256-bit encryption, Multifactor authentication (MFA)No
Personal CapitalInvestment and retirement planningWindows, Android, iOSFree256-bit AES, Two-factor authenticationNo
TillerAutomated spreadsheetsAndroid, iOS, Mac$79/year256-bit AES, Two-factor authentication 
You Need a BudgetControl overspendingAndroid, iOS, Mac$84/year128-bit encryption, Bcrypt hashingNo
CountAboutAutomatic transaction downloadAndroid, iOS$9 – $39.99/yearSSL protocol, Multifactor loginNo
QuickenRange of personal, business, and property toolsWindows, Mac$32.99 – $79/year256-bit encryption, MFANo

5 Best Mint Alternatives

Below are the five best Mint competitors in the market with their key features, pros and cons, and pricing.

Personal Capital – Best overall Mint alternative


Personal Capital, launched in 2009, has been recently acquired by Empower and rebranded as Empower Personal Dashboard. Like Mint, it is a free web-based application but offers more tools for investment and retirement planning. If you want to focus less on expense tracking and more on wealth management, you can switch to this Mint alternative.

Top Features

The top features of Personal Capital include –

  • Financial dashboard that gives you an overview of your money
  • Broad suite of investment-related tools, including portfolio recommendations and socially responsible investing (SRI)
  • Investment fee analyzer and tax optimization features
  • Retirement planner
  • Saving for emergencies
  • Net worth tracking
  • Alerts and reminders
  • Educational resources and financial insights
  • Strong security protocols


  • Free financial management tools
  • Tax optimization features
  • Access to financial advisors


  • High minimum balance ($100,000) for premium services
  • High management fee


Personal Capital is free to use for financial tools. However, a small percentage of the investment amount is charged for premium investment services, wealth management services, and private clients.

Tiller – Best Mint alternative for those who prefer spreadsheets


Tiller is the only budget planner that tracks and manages your finances with a spreadsheet. It supports Google Sheets and Microsoft Excel. When you link Tiller to your financial accounts, it automatically pulls your transactions and investment data and uploads it to your spreadsheet.

Although the app provides free personal finance templates, you also have the option of creating custom templates and reports. You can set budget goals, categorize expenses into specific categories, and even split transactions. Additionally, you can avail of Tiller’s add-on tools for debt progress, net worth tracking, and business reporting.

Top Features

  • Google Sheets and Excel templates that auto-sync your bank transactions, investments, and other financial data
  • Transaction categorization
  • Budgeting and expense tracking
  • Customizable templates for budgets, expenses, and retirement planning


  • Customizable templates
  • Ad free
  • Industry-standard security
  • Great customer support


  • Fewer options with Microsoft Excel
  • Difficult to navigate spreadsheets from a mobile device
  • Limited investment-related features
  • Pricier than some competitor products


Tiller offers a free 30-day trial, after which you pay $79 a year.

You Need a Budget (YNAB) – Best Mint alternative for spend management


YNAB, like Mint, has budgeting at its core. However, while Mint focuses on expense tracking and financial goal-setting, YNAB helps you get better control over your spending habits by prompting you to set priorities, anticipating future expenses, and incorporating them into your monthly budget.

YNAB claims that their average user can save $600 by the second month of using this budgeting app and $6000 by the end of the year.

Top Features

  • Access to real-time financial information from any device
  • Excellent budgeting tools
  • Goal tracking with charts, graphs, and reports
  • Multiple free resources and live workshops
  • Data security with bcrypt hashing and data encryption


  • Excellent budgeting tools
  • Syncs with over 12,000 banks
  • 34-day free trial and money-back guarantee if you wish to discontinue using the app


  • No investment tracking
  • No bill tracking or payment features
  • Focuses solely on budgeting rather than overall financial well-being


YNAB is free for the first 34 days. Thereafter, you pay $14.99/month or $98.99 annually.

CountAbout – Best alternative for automatic transaction download


CountAbout is an affordable solution that can import data from Mint and Quicken in case you are planning to switch from either of these apps. It syncs with your credit card and bank accounts, lets you customize income and expense categories, and offers invoicing as an add-on. Unlike Mint, CountAbout’s interface is devoid of ads.

Top Features

  • Data import from Mint and Quicken
  • Automated transaction download (with the Premium plan)
  • Customizable income and expense categories
  • Recurring transactions management
  • Overview of all financial activities with graphical and text-based widgets
  • Add-ons including small business invoicing and image attachment


  • No ads
  • Customizable tags
  • Transaction tracking feature
  • Recurrent transactions feature
  • Good reporting capabilities


  • No free plan
  • Does not offer bill payments
  • No access to credit score


CountAbout’s Basic plan costs $9.99/year. The Premium plan (with automatic transaction downloading) costs $39.99/year.

Add-ons include:

  • Small business invoicing – $60 a year
  • Image attachments – $10 a year

Quicken – Best alternative for a range of personal, business, and property tools


Quicken is a subscription-based software that offers an impressive range of budgeting and financial management tools for personal and business use. With Quicken, you can take control of your money, savings, investments, and transactions from one platform.

While Mint is a good tool for personal money management, Quicken’s higher-tier plans offer advanced features for managing even business finances and properties.

Top Features

  • Income and expense tracking
  • Bill payments and reminders
  • Investment tracking
  • Debt payoff
  • Net worth tracking
  • Credit score monitoring
  • Tax planner and reports
  • Export to TurboTax
  • Retirement planner
  • Accounting
  • Property management


  • Easy to use
  • 30-day trial
  • Four pricing plans
  • Bill payment feature
  • Business finance and real estate features


  • Home and Business Plan available only for Windows
  • Some personal finance features may be irrelevant for businesses, although included in the package


Quicken offers four subscription-based plans with a free 30-day trial. Pricing for the plans (with a 40% discount at the time of this writing) is as follows:

  • Simplifi – $2.39/month, billed annually
  • Deluxe – 2.99/month, billed annually
  • Premier – 4.19/month, billed annually
  • Home and Business – $5.99/month, billed annually


We evaluated multiple budgeting and personal finance tools in the market and compared them with Mint. Based on parameters like performance, security, ease of use, and range of features, we have established the five best Mint competitors.

While most of them have similar budgeting and expense-tracking features, they differ in the range of financial tools and services offered. If you are looking to switch over from Mint, this list will help you choose the software best suited for your needs.


Although Mint is a great app for personal budgeting and investments, it suffers from three major drawbacks:

  • Too many ads and product recommendations
  • Connectivity issues with smaller banks
  • Limited investing tools

You may want to move on from Mint for these reasons. You may also require specific features that Mint does not offer, such as bill payment, invoicing, educational resources, or DIY accounting. This list of the five best Mint alternatives has you covered.

Here is how these alternatives stack up against Mint:

  • Personal Capital – Better than Mint for overall wealth management
  • Tiller – Better for those who prefer working with spreadsheets
  • YNAB – Better for budgeting tools and educational resources
  • CountAbout – Better for automatic transaction download and basic business tools
  • Quicken – Better for its range of personal finance, business finance, and property tools

Frequently Asked Questions

Is a free version of Mint available?

The Mint app has a standard version that is free to use. It has multiple useful features for saving, budgeting, and investment tracking. The app also has a paid version, Mint Premium, that is ad-free and offers additional features like spending graphs. Mint Premium costs $4.99 per month and is currently available only to iOS users.

Does Mint sell your data?
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