As a painter who paints residential homes, commercial buildings, or both, insurance for your business can keep you protected. You can be wide open to liability, from scaling ladders to teetering in precarious spots on ceilings to covering employees. For example,...
When it comes to insurance, State Farm is the company to beat. It's the top personal insurer, holding more than 9 percent of the total property and casualty insurance market. But competition is good for consumers, forcing the top insurers to keep their rates low and...
If you have a property that no one will live in for a while, you should know what vacant home insurance is, as it helps to protect you from paying out of pocket for potential damages. This article explains how vacant home insurance works, who should have it, and the...
Whether you are a photographer, videographer, or hobbyist, you need comprehensive insurance to cover your costly equipment and shield you from liability claims. Apart from your high-end cameras, you may also need coverage for your computers, vehicles, or drones. If...
What Is Food Vendor Insurance? Food vendor insurance helps keep food vendors from paying out of pocket for legal and settlement costs arising from bodily injury or property damage claims, and help cover replacement or repair costs for damaged or stolen...
Insurance for pressure washing businesses is essential, as it helps protect business owners from paying out of pocket for expensive accidents or lawsuits. This article explains what business insurance for pressure washing is, how much it costs and factors affecting...
Plumbing insurance encompasses a variety of policies designed to protect plumbers in case something goes wrong on the job. This article details what plumber insurance is, what it covers, how much it costs and factors determining cost, and lists the top plumbing...
It is extremely important for individuals running a handyman service to protect themselves and their businesses with the appropriate insurance coverage. Handyman insurance covers risks associated with work performed at a client’s premises, such as accidents resulting...
If you're an entrepreneur or small business owner operating out of your home, you understand the importance of protecting your venture. In this blog, we'll delve into the intricacies of home business insurance, shedding light on crucial aspects such as cost, coverage,...
Ensure the security of your food truck business with the right insurance coverage. Finding quality insurance for small business, like food truck insurance, can be challenging. Our research reveals the top 10 food truck insurance companies in 2023, considering factors...
As a general rule of thumb, every business utility and liability need insurance. DJs are no different. DJ equipment costs a lot and can become a burden of sudden damage. Thus, it's ideal to have DJ insurance. But, being a niche industry, having satisfactory, stable,...
Depending on your industry, you need tailored coverage to protect your limited liability company (LLC) from financial loss, lawsuits, third-party claims, and myriad other risks. To help you find the right carrier and coverage, we evaluated several companies that...
Whether you are planning a wedding, a fundraiser, or any other event involving guests and rented property or items, you need to have event insurance to protect you from paying out of pocket for damages or lawsuits. The best event insurance companies provide liability...
The Occupational Safety and Health Administration (OSHA) estimates that employers pay out about $1 billion per week in workers’ compensation costs. It's vital for you to protect your workers and your business. Most states require companies to purchase workers'...
Home insurance protects your home and personal property from damage from unforeseen events such as fire, theft, and storms. It can also help keep you from paying out of pocket for liability claims, such as if someone injures themself on your property and then sues you...
Cannabis is legal for medical use in 38 states and the District of Columbia, but it's still illegal at the federal level. For businesses that cultivate, test, manufacture, distribute, and sell cannabis, that's a problem. Why? Because insurance for cannabis is limited...
Car rental business owners have a lot of responsibility: in addition to keeping their rental vehicles in top condition, they must have the right business insurance to protect their automobiles and their bottom line. Car rental business insurance consists of several...
Businesses buy property and auto insurance, but what about coverage for the space they lease? If your business rents property, you should look to get liability insurance that protects the property rented to you. Here are some details of the 9 best renters insurance...
Finding the best general liability insurance companies for a small business can be tough. Who offers the best general liability insurance? Who sells the most reliable liability insurance? How do I choose general liability insurance? All of these are important...
Overview As a small business owner, you face some risks. Your business bank account, office equipment, and employees depend on your business's continued operation. But whether it’s a legal action or a natural disaster, unexpected events can put all of that at risk....
People management skills are usually in high demand and short supply. If you are a business owner in charge of employees you should look into the skills needed for management. There are lots of ways to not only be there for your staff in times of crisis, but create a...
Sage Business Cloud Accounting is among the most popular online accounting platforms for small businesses. It is easy to use and has helpful features for cash flow forecasting, invoicing, and real-time reporting. Additionally, it offers mobile functionality to help...
An employee offboarding checklist is a handy tool to have as a small business owner. Workers in your company will leave, either voluntarily or involuntarily. With an employee offboarding checklist–sometimes called a “termination checklist”–you won’t skip any part of...
In the dynamic financial landscape, there exists a plethora of financial management software. Making the right choice for your business is a crucial decision. In 2023, two prominent names are Wave and QuickBooks. While both have earned a reputation for streamlining...
The types of employee benefits on the market are vital to understand as a small business owner. The four major ones are insurance, paid time off (PTO), retirement, and additional compensation. There are a few other examples of employee benefits such as remote work,...
Printing payroll checks accurately is important for any business, but especially a small to medium-sized one. Knowing how to make payroll checks correctly and to the letter of the law will save a lot of time, energy, and money in the long run. If you have employees...